Best AT&T Plans: How to Choose and Which Ones to Pick in July 2024 (2024)

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Best AT&T Plans: How to Choose and Which Ones to Pick in July 2024 (1)

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Best AT&T Plans: How to Choose and Which Ones to Pick in July 2024 (2)

Eli Blumenthal Senior Editor

Eli Blumenthal is a senior editor at CNET with a particular focus on covering the latest in the ever-changing worlds of telecom, streaming and sports. He previously worked as a technology reporter at USA Today.

Expertise 5G | Mobile networks | Wireless carriers | Phones | Tablets | Streaming devices | Streaming platforms | Mobile | Console gaming

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Best AT&T Plans: How to Choose and Which Ones to Pick in July 2024 (3)

$51 a month for one line, $124 a month for four lines

Best AT&T plan for most people: Value Plus VL

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Best AT&T Plans: How to Choose and Which Ones to Pick in July 2024 (4)

The upgrade pick for those who want faster data or hotspot

AT&T Unlimited Extra EL

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Best AT&T Plans: How to Choose and Which Ones to Pick in July 2024 (5)

When it comes to wireless plans, AT&T is among the simplest. Like its rival US carriers, AT&T offers a variety of different options, all with the promise of "unlimited" talk, text and data. Unlike T-Mobile, which has a variety of options listed on its website, AT&T has a much simpler offering (albeit with worse names):

  • Unlimited Starter SL
  • Unlimited Extra EL
  • Unlimited Premium PL
  • Value Plus VL

All offer unlimited talk, text and data, but all also have different prices, features and perks. Which ones should you consider? Let's break it down.

Read more: Our Guide to the Best Cell Phone Plans

Pros

  • AT&T's network is solid
  • Includes use in Canada and Mexico

Cons

  • No hotspot data
  • Everyone needs to be on the same plan
  • Need to go to "more plans" section to find Value Plus VL option
  • Device promotions may not qualify for this plan

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$51 a month for one line, $124 a month for four lines

Best AT&T plan for most people: Value Plus VL

AT&T has two largely similar base plans, the Unlimited Starter SL and Value Plus VL. Both include unlimited talk, text and data and lack an allotment of high-speed data so in either scenario you could find yourself slowed down in busy areas (think packed stadiums or arenas). You can tap into AT&T's 5G network, and both plans also include unlimited talk, text and data in Canada and Mexico.

The biggest differences are that Starter SL includes 5GB of hotspot data per line and Value Plus VL needs everyone on your account to be on the same plan. Most people don't need the hotspot data and, in that case, will probably be fine with Value Plus VL and are better off saving the money.

Rounding up, one line of Value Plus VL is $51 while a single line of Starter SL is $66 (both factoring in automatic payments and paper-free billing). Spending an extra $15 a month for 5GB of hotspot data seems excessive. The difference at four lines is $20 a month ($124 for Value Plus VL versus $144 for Starter SL). At least in this case, getting Starter SL will allow you to put other people on your plan who need more features, like international roaming in Latin America or more high-speed or hotspot data, to be on pricier AT&T plans like Extra EL or Premium PL while those who don't need such options stay on the cheaper Starter SL.

It is also worth noting that Value Plus VL may not qualify for AT&T's upgrade deals, so those looking for new devices may need to look at Starter SL instead.

AT&T doesn't push the Value Plus VL and hides it behind a "more plans" section on its plans page.

Best AT&T Plans: How to Choose and Which Ones to Pick in July 2024 (6)

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Best AT&T Plans: How to Choose and Which Ones to Pick in July 2024 (7)

Pros

  • AT&T has a solid network
  • Not everyone needs to be on the same plan
  • Good amount of high-speed and hotspot data

Cons

  • No streaming perks
  • No international data outside of Mexico and Canada

Network AT&T

High-speed data 75GB

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The upgrade pick for those who want faster data or hotspot

AT&T Unlimited Extra EL

Unlike T-Mobile and Verizon, AT&T no longer offers perks like bundled streaming services. It used to offer HBO (now Max) with its older top plans, but today its pricier options largely differentiate themselves with how much hotspot or high-speed data it offers domestically and in 20 Latin American countries.

For people looking for a step up from AT&T's base plans, and aren't regular travelers to Latin America, our pick is the company's Unlimited Extra EL. With this plan, you get 75GB of high-speed data and 30GB of hotspot capability.

A single line of Extra runs $76 a month (assuming automatic payments and paperless billing), while if you had four lines it would be around $164 monthly ($41 per line). Like Starter SL and Premium PL, AT&T allows those with this plan to "mix and match" lines on a family account so if only one person needs extra data or hotspot they can be on this plan while others are on the cheaper Starter SL.

AT&T's top plan, Premium PL, is $10 more per line, per month than Extra EL. For that price you do get unlimited high-speed data with no limits, 60GB of hotspot data per month, the ability to stream content on your phone in 4K and unlimited talk, text and high-speed data in 20 Latin American countries. For most people, we think you'd be better off saving the money and getting the step-down plan (and potentially upgrading to this option for a month if you're traveling or need more data).

Best AT&T Plans: How to Choose and Which Ones to Pick in July 2024 (8)

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Best AT&T Plans: How to Choose and Which Ones to Pick in July 2024 (9)

Factors to consider: Know your area

As we covered in our other wireless guides, to get the best deal you need to make sure you have the coverage that you need. This makes it hard to give a blanket recommendation of any one carrier. T-Mobile's service in New York may be excellent, but if you're in rural Iowa, Verizon is more reliable.

While your mileage may vary, the good news is that these networks are growing and improving all the time, particularly as the three major players race to blanket the US with 5G. It's quite possible that you left a network complaining about its sparse service a decade ago, but now it's beefed itself up because of that race to acquire customers.

If you know any friends or family in your area that already use the carrier you're considering, ask about their experience. You could also go to a carrier's store and see if they offer any free ways to try out the service before switching over, such asT-Mobile's Network Pass. Verizonoffers a similar 30-day "Test Drive" program,while the Cricket prepaid servicehas its own trial programthat lets you sample parent AT&T's network.

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How we test

Picking a wireless plan and carrier is an individualized process. What works for you and your family's needs may be vastly different from your friends or neighbors. Even geographically, some areas have better AT&T coverage while others work best on Verizon or T-Mobile (and vice versa). Our picks are based on over a decade of covering and evaluating wireless carriers, their offerings and their performance.

Since choosing a provider is unique, we focus on larger plans and the value they provide; as well as calling out ways you can test the different networks in your area for yourself so you can make the best pick.

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AT&T phone plan FAQs

What about Unlimited Premium PL?

As mentioned above, for most people the Unlimited Premium PL plan doesn't make much sense. It is $10 a month, per line pricier than the Extra EL option and doesn't give a whole lot for it. Yes, you get unlimited high-speed data on your phone (up from 75GB on Extra EL), 60GB of hotspot data (up from 30GB), 4K streaming and unlimited talk, text and high-speed data in 20 Latin American countries but no international roaming in other parts of the world unlike Verizon's Unlimited Ultimate or T-Mobile's Go5G and Magenta plans.

If you are someone who benefits from those features, great, but I think most people will be better off saving the money and going to a lower-tier plan like Extra and then upgrading to the top plan for the times when they may be using more hotspot data or traveling.

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Do I need to change my AT&T plan when I upgrade my phone?

You don't necessarily need to change plans when you upgrade your phone, and unlike AT&T's rivals, you notably don't need to change your plan to the carrier's priciest options to get its latest and best device deals.

One exception is with Value Plus VL. In addition to lacking the option to have people on different plans, those on this option may not be eligible for device trade-in deals.

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Are there discounts to lower my AT&T bill?

Yes, like its rivals AT&T offers a variety of discounts depending on your age, employer or profession. Teachers, nurses, physicians, military, first responders, veterans and more can take advantage of various programs that could save you significant money on your bill. It also offers special pricing for those age 55 or above (although this is limited just to those in Floridawith a maximum of two lines).

It's worth noting that these discounts are often for the whole account. If you have three lines and one of those users is a first responder or a teacher, your entire family can benefit from the savings.

Your employer might also take part in AT&T's Signature program that can knock $10 per line, per month off the Premium PL plan.

We cover a variety of these discounts here.

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Best AT&T Plans: How to Choose and Which Ones to Pick in July 2024 (2024)

FAQs

Does AT&T have a 55+ plan? ›

AT&T Unlimited 55 Plus

AT&T has its Unlimited 55 Plus plan for slightly cheaper ($60 for one line or $80 for two lines). The plan includes 5G access as well as voice and data connectivity in Canada and Mexico. Current AT&T customers will need to visit an AT&T store to verify that they qualify for the plan.

What is the senior age for AT&T? ›

Wireless Plan Discount for Seniors Age 55+ AT&T Wireless.

How can I make my AT&T cell phone cheaper? ›

Finding the most affordable wireless plan
  1. Assess your wireless data needs.
  2. Compare cell phone plans.
  3. Learn about family plans and group discounts.
  4. Learn about AT&T Signature Program discounts.
  5. Learn the difference between prepaid and traditional plans.

What is the best phone company in 2024? ›

  • T-Mobile. ...
  • Visible. ...
  • Mint Mobile. ...
  • AT&T. Some good plans if you know where to look. ...
  • Google Fi Wireless. The best phone carrier if you go with Pixel. ...
  • Metro by T-Mobile. A good discount phone carrier. ...
  • Xfinity Mobile. A good option if you believe in bundles. ...
  • Consumer Cellular. The best phone carrier for seniors.
Jul 8, 2024

What is the average monthly bill for AT&T? ›

AT&T Pricing
Plan1 Line3 Lines
AT&T Unlimited Premium PL$85.99$60.99
AT&T Unlimited Extra EL$75.99$50.99
AT&T Unlimited Starter SL$65.99$45.99
AT&T Value Plus VL$50.99N/A
2 more rows

What is the AT&T $45.00 unlimited plan? ›

The AT&T $45 Unlimited 5G Prepaid Plan includes unlimited talk, text, and data usage, including access to AT&T's 5G network where available.

What are AT&T benefits for retirees in 2024? ›

AT&T also stated that beginning for the benefit year of 2024 and beyond the Company will offer the company health care plan for those who are Medicare eligible through AT&T Medicare Advantage Plan and the premium for retirees will be zero cost and for a dependent $50.

Does AT&T give an AARP discount? ›

AARP member savings

Save $10/mo. per line on our best unlimited plan with your AARP member discount. Waived activation fees with select activations. Waived upgrade fees with select upgrades.

What is the $30 dollar plan for AT&T? ›

5GB data for $30/mo.

Is AT&T overpriced? ›

For better or worse, AT&T's pricing is in line with other national phone providers—a single Unlimited line will cost between $65.99–$85.99 per month, depending on your exact plan. But as with other providers, AT&T offers significant discounts when you're going for a family plan.

How much is the average phone bill for one person? ›

How much is the average phone bill per month? According to JD Power, the average monthly cell phone bill per person is around $144. This adds up to $1728 a year. Cell phone costs will undoubtedly be a significant part of your monthly budget.

How do I lower my AT&T bill? ›

5 Ways To Save Money On Your AT&T Bill
  1. Switch to a more affordable cell phone plan. Franckreporter/Getty Images. ...
  2. Review your add-ons. Robert Way/Getty Images. ...
  3. Set up AutoPay for your AT&T monthly bills. Tirachard/Getty Images. ...
  4. Get a family plan and bring your own phones. Fizkes/Getty Images. ...
  5. Check if you qualify for discounts.
Mar 24, 2024

Which carrier has the best coverage in 2024? ›

After extensively researching and testing the best cellphone plans from major carriers and budget-friendly providers, we've concluded that Verizon's Unlimited Plus plan is the best overall. It offers the most data with the best overall coverage at an unmatched value, especially with more lines on the plan.

Which is the best phone of 2024? ›

Best Mobile Phones In India
Best PhonePrimary CameraApprox Price
iQOO 12 5G50MP + 50MP + 64MPRs. 57,999
Samsung Galaxy S23 5G50MP + 10MP + 12MPRs. 69,999
OnePlus 1250MP + 64MP + 48MPRs. 69,998
Samsung Galaxy S24 5G50MP + 12MP + 10MPRs. 79,999
8 more rows
Jul 2, 2024

Who is the #1 cell phone carrier? ›

With an extensive national network, Verizon is the leading wireless provider. It receives top scores for network coverage, speed, and reliability. Verizon's plan and device flexibility, combined with excellent business features, makes it the clear winner in our best overall cell phone provider category.

What is the AT&T 401k rule of 55? ›

The separation of service rule states that if an employee, who is participating in a company retirement plan such as a 401(k) plan, leaves the employer during the year in which they turn age 55 or older, distributions from the retirement plan are not subject to the additional 10 percent tax penalty.

What does the $50 AT&T plan include? ›

Unlimited talk, text, and data in the U.S., Mexico, and Canada. Unlimited texting from the U.S. to 200+ countries. 5G service included (if you have a 5G compatible device—see att.com/5Gforyou for details) Standard-definition (SD) video streaming.

How much is a Verizon 55+ unlimited plan? ›

Verizon's 55+ Unlimited plan offers unlimited talk, text, and data on its 5G and 4G LTE networks. It starts at $62 monthly for one line or $84 monthly for two.

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